Job Location -Dar Es Salaam
Position Type - Full Time
Company - Exlase Investment Limited
www.exlase.co.tz
Job Deadline: 19 February 2016
JOB DESCRIPTION FOR A LOANS OFFICER
1) Analyze applicants' financial status, credit, and property evaluations to determine feasibility
of granting loans.
2) Obtain and compile copies of loan applicants' credit histories, corporate financial
statements, and other financial information.
3) Meet with applicants to obtain information for loan applications and to answer questions
about the process.
4) Explain to customers the different types of loans and credit options that are available, as
well as the terms of those services
5) Review loan agreements to ensure that they are complete and accurate according to policy.
6) Approve loans within specified limits, and refer loan applications outside those limits to
management for approval.
7) Handle customer complaints and take appropriate action to resolve them.
8) Set credit policies, credit lines, procedures and standards in conjunction with senior
managers.
9) Stay abreast of new types of loans and other financial services and products to better meet
customers' needs.
10) Review and update credit and loan files
11) Submit applications to credit analysts for verification and recommendation
12) Compute payment schedules
13) Confer with underwriters to aid in resolving mortgage application problems.
14) Market Loan products to individuals and firms, promoting Loan facilities that may meet
customers' needs.
15) Work with clients to identify their financial goals and to find ways of reaching those goals.
16) Negotiate payment arrangements with customers who have delinquent loans.
17) Analyze potential loan markets and develop referral networks to locate prospects for loans.
18) Prepare reports to send to customers whose accounts are delinquent, and forward
irreconcilable accounts for collector action
19) Supervise loan personnel.
20) Interview, hire, and train new employees.
21) Arrange for maintenance and liquidation of delinquent properties.
22) Petition courts to transfer titles and deeds of collateral to banks.
PERSONAL QUALITIES
Sales ability
Good interpersonal and communication skills
A strong desire to succeed
EDUCATION, SKILLS AND EXPERIENCE
A bachelor's degree in finance, economics, or a related field if working in the commercial
lending sector.
Banking, lending, or sales experience is highly valued
Familiar with computers and their applications in banking and Finance.
Working Experience of not less than three Years in a Related Field
HOW TO APPLY
Send your detailed CV and Application Letter via:
1. Email: info@exlase.co.tz, or admin@exlase.co.tz
2. Deliver your CV at our office located at Kijitonyama. Nzasa Street. Plt 208. Block 46 from
9am – 4pm on working Days
Application Deadline is on 19th February, 2016
Position Type - Full Time
Company - Exlase Investment Limited
www.exlase.co.tz
Job Deadline: 19 February 2016
JOB DESCRIPTION FOR A LOANS OFFICER
1) Analyze applicants' financial status, credit, and property evaluations to determine feasibility
of granting loans.
2) Obtain and compile copies of loan applicants' credit histories, corporate financial
statements, and other financial information.
3) Meet with applicants to obtain information for loan applications and to answer questions
about the process.
4) Explain to customers the different types of loans and credit options that are available, as
well as the terms of those services
5) Review loan agreements to ensure that they are complete and accurate according to policy.
6) Approve loans within specified limits, and refer loan applications outside those limits to
management for approval.
7) Handle customer complaints and take appropriate action to resolve them.
8) Set credit policies, credit lines, procedures and standards in conjunction with senior
managers.
9) Stay abreast of new types of loans and other financial services and products to better meet
customers' needs.
10) Review and update credit and loan files
11) Submit applications to credit analysts for verification and recommendation
12) Compute payment schedules
13) Confer with underwriters to aid in resolving mortgage application problems.
14) Market Loan products to individuals and firms, promoting Loan facilities that may meet
customers' needs.
15) Work with clients to identify their financial goals and to find ways of reaching those goals.
16) Negotiate payment arrangements with customers who have delinquent loans.
17) Analyze potential loan markets and develop referral networks to locate prospects for loans.
18) Prepare reports to send to customers whose accounts are delinquent, and forward
irreconcilable accounts for collector action
19) Supervise loan personnel.
20) Interview, hire, and train new employees.
21) Arrange for maintenance and liquidation of delinquent properties.
22) Petition courts to transfer titles and deeds of collateral to banks.
PERSONAL QUALITIES
Sales ability
Good interpersonal and communication skills
A strong desire to succeed
EDUCATION, SKILLS AND EXPERIENCE
A bachelor's degree in finance, economics, or a related field if working in the commercial
lending sector.
Banking, lending, or sales experience is highly valued
Familiar with computers and their applications in banking and Finance.
Working Experience of not less than three Years in a Related Field
HOW TO APPLY
Send your detailed CV and Application Letter via:
1. Email: info@exlase.co.tz, or admin@exlase.co.tz
2. Deliver your CV at our office located at Kijitonyama. Nzasa Street. Plt 208. Block 46 from
9am – 4pm on working Days
Application Deadline is on 19th February, 2016
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