Job title: Debt Recovery Officer 
Location: Dar es Salaam 
Reporting to: Debt Recovery Manager 
Client: Bank 

Purpose of the position 
To provide special attention and support to stressed relationships to ensure proper co-ordination and control of all non-performing loans to prevent losses, maximize recoveries and restore profits through rehabilitation, restructuring, work-out and direct recovery

Responsibilities & duties
 Manage assigned non-performing loans to ensure credit and other risks are properly identified and assessed
 Provide professional judgment to ensure proper impairment level/provisions is taken consistent with BOT/IFRS regulations/guidelines and bank’s internal policy
 Assist to coordinate and manage all banks appointed external agencies (debt collectors, auctioneers, receiver managers, lawyers e.t.c) and other third party vendors
 Provide professional business support to resolve challenges faced by stressed clients.
 Initiate loan write-off and abandonment in accordance with BOT regulations and provide recommendation for Board approval.
 Monitor movements for assigned GL suspense accounts and request clarifications from originator of transaction.
 Maintenance of Bank assets register for assigned categories and ensuring balances agree with GL.
 Daily review of assigned NPL portfolio for any follow up of promise to pay (PTP) from the customer.
 Daily follow up of customer for collections and recovery,
 Meeting and call customers, write call reports, share with Head of Debt Recovery and file the same to customer files.
 Write demand notices and statutory notices to customers under NPL
 Preparation of recovery reports for management meetings and review excess reports for any overdrawn accounts and Prepare/submit statutory and regulatory reports required by the bank

Academic qualifications 

Essential Desirable 
 Bachelor Degree in Finance, Economics/Accounting, law Master’s degree
Professional Qualification in
CPA (T) and CPB

Work experience & skills 

Essential
 Two (2) years’ experience Debt collections & recoveries, Banking Operations, and Credit

Applications: Send your CV through; info@workforceconsult.com 
Deadline: 25th February 2016 

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